Confused about residential care?
- Sutton Carers Centre

- Aug 28, 2025
- 2 min read
Updated: Oct 2, 2025

Considering residential care for your loved one and thinking about paying for it can be confusing and daunting.
Here we've collated a few useful pointers and links but don't hesitate to get in touch if we may be able to help with any information, advice or support in your caring role.
Residential for respite breaks or long-term care?
Some residential homes offer respite care, but you may need to book a minimum period, e.g. 2 weeks.
Have you had a Carers Assessment? This is a good time to talk to social services about whether the local authority may be able to assist with regular residential respite so that you can take a break.
The person you care for will need to have had a Care Needs Assessment so the local authority and care facility know the type of care required.
Finding a care home
The Sutton Care Directory is updated annually, so you can use this, or check the area you are looking at to see if they have something similar. Ask around, ask in Carer groups or online forums and use reviews for recommendations and experiences.
Once you have a shortlist, call and ask questions. Talk about your loved one so you can seek reassurance that the care home will be able to support their needs.
Go and visit. You may find it easier to visit by yourself, and then with the person you are seeking care for. Speak to the Manager of the care home and see what their usual process is, and write down any questions to ensure you have all of the information you want and feel confident in your choice.
Planning ahead
It is a difficult thing to think about, especially if the person who needs care or other family members are against residential care, but planning ahead may help reduce stress and should make dealing with decisions and finances easier.
Do find out what type of homes are available in the area you want, which offer respite or permanent care, and which specialise the the type of care required, for example caring for people with dementia.
And, did you know that there are financial advisers who specialise in financial planning for later life? Check our blog for more on SOLLA.
Continuing Care funding
Read more about NHS Continuing healthcare here and watch this video for a better understanding of the assessment process and requirements
View the following Age UK Factsheets for more information and advice on:

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