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Get new UC claims completed by January 5th


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Big changes are coming

The Government has announced cuts to the amount of Universal Credit (UC). You need to be aware of these changes if you, or someone you support, has a long-term health condition or a disability and is considering applying for Universal Credit or if you are already claiming UC but haven't yet reported a health condition.


These cuts will not affect anyone already getting the LCWRA element only new claims.


The LCWRA element (Limited Capability for Work and Work-Related Activity) is an extra payment within UK Universal Credit (UC) for people with severe health conditions or disabilities that prevent them from working or preparing for work, assessed via a Work Capability Assessment (WCA). With an upcoming rate cut for new claimants from April 2026, existing claimants or those with severe conditions before that date generally keep the higher rate, however if you care for someone who has not yet claimed, e.g. due to their age, it is important to claim by January 5th 2026..


What’s changing?

  • Limited Capability WRA Element Halved for New Claimants

    • Before April 2026: £423.27/month

    • After April 2026: £217.26/month


  • Standard Allowance Increases - the basic Universal Credit amount rises by about 6% in April 2026.

  • Legacy Benefits End - Income-based ESA, JSA, Housing Benefit, and Tax Credits will close to new claims on 31 March 2026.


Why Act Now?

If you apply before 5 January 2026, you can:

  • Secure the higher LCWRA rate (£423/month).

  • Avoid losing out when legacy benefits disappear.

  • Ensure your claim is processed before the April changes.


Key Deadlines

  • 5 January 2026: Last safe date to apply if you want LCWRA at the current rate (because of the 3-month waiting period).

  • 31 March 2026: Legacy benefits stop for new claims.

  • 6 April 2026: New rules take effect—LCWRA drops by half for new claimants.


Next Steps for Disabled People and Carers

  1. Start your claim today - Apply online at gov.uk/universal-credit and complete your account within 28 days.

  2. Submit medical evidence quickly - Provide fit notes and prepare for a Work Capability Assessment.

  3. Claim the Carer’s element - If you care for someone disabled, add this to your Universal Credit claim—it’s not automatic.

  4. Don’t wait until April - Every week you delay could cost you hundreds of pounds per month.


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